Managing Your Money resources

All of the below files are in Microsoft Excel or Adobe Acrobat (PDF) format.  To download, right-click on the file name you would like to download and click "Save As...".  If you do not have Excel installed on your computer, you can open, view, and print these files by downloading the free Excel Viewer. Alternatively, most libraries have excel installed on their public computers. If you don't have the free Adobe Acrobat Reader install, you can download it here.   

9/10/2005 - Intro and and OT teachings: Class Outline and bibliography

9/17/06 - NT Teachings: No handouts

9/24/06 - God's Plan for your life: No handouts

10/1/06 - Giving: Giving Plan

10/8/06 - Practical Steps: Out of Pocket Expenses (Excel) or (PDF)

10/15/06 -  Insights 1: No handouts

10/22/06 -  Insights 2: No handouts

10/29/06 - Debt 1: Lecture Notes, Powerpoint Slides

11/5/06 - Investing: No handouts

11/12/06 - Ethics: No handouts

11/19/06 - Debt 2: Lecture Notes, Powerpoint Slides

11/26/06 - Miscellaneous: Lecture Notes, Powerpoint Slides

The resources listed below were either presented in class by the speakers or mentioned by participents.  They are listed here as a convenience and as such is not an endorsement of any particular resource below.

If you find other resources you think should be added to this list, please submit them here.

Living frugally:
Free Money Finance—Personal finance and money commentary, news, resources, tips, and tricks.
About.com Frugal Living—Extensive resources on living frugally, recipes, etc.
The Frugal Life—More tips and homemade solutions for frugal living
Debt Proof Living—Another frugal living site
10 Smartest Ways to Live Beneath Your Means—A good starter list and wisdom
Frugal Dad—"a resource for the average family to find financial resources with a (financially) conservative slant"

Price Comparison web sites:
Froogle—Find the lowest prices online
DealNews—Current promotions and coupon codes for online and conventional stores


Food / Grocery shopping:
MSN Money article on saving money at the grocery store
CouponMom—Grocery deals site
The Grocery Game—Catalogs and maintains a databases of grocery store specials and coupons
Coupons.com—Another coupon site.
CouponCabin—Yet one more coupon site.

Car Purchasing:
Consumer Reports car information—Reliability reports, ratings, purchasing guides, and dealer invoice reports (also available at your local library).
Kelly Blue Book—New and used car pricing and valuation.
Edmunds—New and used car pricing and valuation.
Car Sense—Philadelphia region used car dealers.
LeaseGuide—A Consumer's Guide to Smart Car Leasing

Personal Finance:
Consumer Reports article discussing performance of various financial advisors and how to pick a personal financial advisor, as well as avoiding rip-offs.
BankRate.com—Tracks interest rate, such as mortgage, auto loans, credit cards, CD's, etc.  Also features articles on related topics.
Right on the Money—the website for the PBS produced television series on personal finance. Feature a wealth of information on a broad range on personal finance topics.
Money Manager Ex—A free, open-source, cross-platform, easy-to-use personal finance software.
MortgageLoan's Mortgage Calculators—Over 100 online personal finance calculators.
Wasabe—community of real people dealing with real money issues
Mint—Free online bugeting and money management tool

Other:
Home Energy Saver—A web-based do-it-yourself energy use audit tool provided by the government. A good tool for measuring and improving energy use in your home to reduce your energy bills.
Mouse Print—exposing the strings and catches in advertising fine print
Real Simple—Magazine and TV show about simplifying your life. Includes home solutions, meals, special features.

These books were mentioned in class.  For the Class Bibliography, see below:

Greatest Secrets of the Coupon Mom, Stephanie Nelson ISBN 13-978-0-9760791-2-5

TightWad Gazette    ISBN 0-375-75225-0

TightWad Gazette II    ISBN 0-679-75078-9

TightWad Gazette III    ISBN 0-679-77766-0

More-with-less Cookbook, Doris Jonzen Longacre  ISBN 0-8361-1786-7

Yankee Magaine's Living Well on a Shoestring   ISBN 0-8990-9380-9

How to Save Money Everyday, Ellie Kay   ISBN 0-7642-2446-8

Shop, Save, and Share, Ellie Kay   ISBN 0-7642-2864-1

Your Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt, Howard Dayton    ISBN 0-8423-8592-4

These templates are freely available from Microsoft's Office Templates site.  For more templates or updates see the Microsoft Office templates website. All of the below files are in Microsoft Excel format.  To download, right-click on the file name you would like to download and cliekc "Save As...".  If you do not have Excel installed on you computer, you can open, view, and print these files by downloading the free Excel Viewer. Alternatively, most libraries have excel installed on thier public computers.

401k Planner

ARM Versus Fixed-Rate Mortgage Comparison 

Biweekly Mortgage Payment Amortization

Buy vs. lease car calculator

Charitable gifts and donations tracker

Closing costs calculator

College costs calculator

Consumer Debt Manager 

Credit card use log

Family Monthly Budget

Life insurance needs calculator

Lifetime savings calculator

Loan calculator with extra payments

Conventional Mortgage Qualification Worksheet

Net worth calculator

Personal budget (Monthly)

Personal budget (Yearly)

Retirement budget

Vehicle loan payment calculator

Weekly meal planner

If you find other resources you think should be added to this list, please submit them here.

Money, Possessions and Eternity, Randy Alcorn, Tyndale, 2003

Neither Poverty Nor Riches, Craig Blomberg, Inter-Varsity, 2001

**The New Master Your Money, A Step-by-Step Plan for Gaining and Enjoying Financial Freedom,  Ron Blue, Moody, 2004.

**The New Master Your Money, A Step-by-Step Plan for Gaining and Enjoying Financial Freedom Workbook,  Ron Blue, Moody, 2004.

Taming the Money Monster, Ron Blue, Tyndale, 2000.

Essential Finance:  Buying the Best Home,  Joe Breckner, Dk Publishing, 2000. 

The Burkett and Blue Definitive Guide to Securing Wealth to Last, Larry Burkett, Ron Blue, Broadman/Holman, 2003.

Money Before Marriage, L. Burkett, Moody, 1996.

Personnel Finances, Larry Burkett, Moody Press, 1998.

Complete Financial Guide for Young Couples, Larry Burkett, Cook Communications, 1993.

The World’s Easiest Guide to Finances, Larry Burkett, Moody, 2001.

Family Finance Handbook:  Discovering the Blessing of Financial Freedom, Frank Damazio and Rich Brott, City Christian Publishing, 2004.

Rich in Every Way:  Everything God Says About Money and Possessions, Gene Getz, Howard books, 2004.

Live Your Life for Half the Price, Mary Hunt, Faith Works, 2005.

The World’s Easiest Pocket Guide to Buying Your First House, Kevin Miller, Larry Burkett, Moody, 2002.

A Woman’s Guide to Family Finances, Ellie Kay, Bethany, 2003.

A Mom’s Guide to Family Finance, Ellie Kay, Baker, 2006.

Shop, Save and Share, updated Edition, Ellie Kay, Bethany, 2003.

How to Save Money Every Day, Ellie Kay, Baker, 2004.

The World’s Easiest Pocket Guide to Money and Marriage, Jeff Steward, Larry Burkett Moody, 2002.

The World’s Easiest Pocket guide to Buying Your First Car, Ed Strauss, Larry Burkett, Moody, 2002.

Dollars and Sense: A Mom’s Guide to Money Matters, Cynthia Sumner, Baker, 2005.

Money in Marriage: A Biblical Approach, Michael Taylor, L. Burkett, Moody, 2000.

Set Your House in Order: A Workbook to Organize Your Finances and Plan Your Estate, Crown  Financial Ministries, 1998.

Debt:

Biblical Principles for Becoming Dept Free:  Rescue Your Gaining and Enjoying Financial Freedom, Frank Damazio and Rich Brott, City Christian Publishing, 2004.

Free and Clear, Howard Dayton, Moody, 2006.

Debt-Proof Your Marriage:  How to Achieve Financial Harmony, Mary Hunt, Baker, 2004.

The Debt Diet, Ellie Kay, Bethany, 2004.

Keys to Financial Freedom: Strategies for Debt Free Living, Dennis Leonard, Legacy Publishers, 2003.

Essential Finance; Managing Credit:  What You Need to Know to Boost Your Buying Power, Robert McKinley, Dk Publishing,

30 Days to Taming Your Finances, Debra Smith Pegues, Harvest House, 2006.

Tithing:

Are Tithes and Offerings the Same?  John Avanzini, His Publishing, 1998.

Giving and Tithing, Larry Burkett, Moody Press, 1998.

Bring the Full Tithe: Sermons on the Grace of Giving, William Watley, Judson Press, 1995.

Tithing, R.T. Kendall, Zondervan, 1983.

Speaking of Stewardship: Model Sermons on Money and Possessions, William Carter, ed., Westminster/John Knox, 1998.

God and Your Stuff, Wesley Willmer, Martyn Smith, Nav Press, 2002.

Children:

Your Kids Can Master Their Money:  Fun Ways to Help Them Learn How, Ron Blue, Judy Blue, Jeremy White, Tyndale, 2006.

Money Matters for Kids, Larry Burkett, K. Christine Brower, Moody, 2001.

The ABC’s of Handling Money God’s Way, Howard Dayton, Beverly Dayton, Moody, 2003.

Money Doesn’t Grow on Trees: A Parent’s Guide to Raising Financially Responsible Children, Neal Godfrey, Simon and Schuster, 2005

Money Doesn’t Grow On Trees: Teaching Your Kids the Value of A Buck, Ellie Kay, Baker, 2005.

I Want to Teach My child About Money, Kathie Rechemmer, Doug Rechemmer, Standard Publishing, 2005.

Your Family and Money Student Book, Proactive Parent’s Series.  Jim Williams, Abington Press, 2004.

Christian Financial Organizations:

Crown Ministries:  http://crown.org/  Newsletters, e-mail Newsletters, seminars, Bible study material, personal financial counselors, chat room, on-line budget software. 1-800-722-1976, Crown Financial Ministries P.O. Box 100 Gainesville, GA 30503-0100.

Christian Financial Professionals Network:  http://www.cfpn.org/  404-497-7680, 5605 Glenridge Drive, Suite 845, Atlanta, Ga 30342.  Directory of Certified Christian Financial Counselors, Training for Personal Certified Financial Counselors, educational materials.

Ronald Blue and Company: www.ronblue.com. 300 Colonial Center Parkway, Suite 300, Atlanta, GA 30076, 1.800.841.0362. Offers fee-only comprehensive financial and investment management services, and resources.